Loan and Mortgage Rates

Please contact us for current loan and mortgage rates. 


Deposit Rates

Annual Percentage Yields are accurate as of 06-12-2018

*APY=Annual Percentage Yield 


Checking


Interest Rate APY*
Pine Island NOW Checking
Minimum balance required to open is $2,000.00.
Average daily balance required to earn disclosed APY* is $2,000.00. 
Interest compounded monthly, Fees could reduce earnings
Account available for individual(s) only.
 
After account opening, at our discretion, we may change the interest rate

0.11%




0.11%




Interest Business Checking
Minimum balance required to open is $2,500.00. 
Average daily balance required to earn disclosed APY* is $2,500.00. 
0.11%


0.11%


Interest compounded monthly, Fees could reduce earnings
Only Non-Profit Organizations, Government Entities, and Sole Proprietors qualify for this account.
After account opening, at our discretion, we may change the interest rate


Savings


Interest Rate APY*
Savings and Kids Club
Minimum balance required to open is $10.00. 
Daily balance required to earn disclosed APY* is $50.00. 
Interest compounded monthly
Limitation of frequency of transfers
After account opening, at our discretion, we may change the interest rate

0.12%




0.12%




Christmas Club
Minimum daily balance required to open & earn disclosed APY*is $1.00. 
1.00%

1.01%

Interest compounded annually
Early withdrawal penalty, fees could reduce earnings


Money Market Deposit Account (MMDA)

Balance Interest Rate APY* Minimum Balance Required
to Earn Disclosed APY*
$0.01 - $2,499.99 0.12% 0.12% $0.01
$2,500.00 - $24,999.99 0.24% 0.24% $2,500.00
$25,000.00 - $99,999.99 0.34% 0.34% $25,000.00
$100,000 or higher 0.54% 0.54% $100,000.00


Minimum balance required to open is $2,500.00
Interest compounded monthly
Limitation on frequency of transfers
Fees could reduce earnings
After account opening, at our discretion, we may change the interest rate


Young Savers Certificate 
Balance = $300.00 to $24,999.99

Term Interest Rate APY*
12 month 0.72% 0.72%
24 month 0.89% 0.89%
36 month 1.17% 1.18%
48 month 1.42% 1.43%
60 month 1.54% 1.55%


Minimum balance required to open and earn disclosed APY* is $300.00
Interest compounded quarterly
For rates on balances $25,000 to $99,999 and =/> $100,000 please reference the CD & IRA rates below
Early withdrawal penalty, fees could reduce earnings


Certificate of Deposit & Traditional & Roth IRAs

Balance Term Interest Rate APY*
$500.00 - $24,999.99 3 Month (CD Only) 0.41% 0.41%
Minimum balance required to open & earn disclosed APY* is $500.00
6 Month (CD Only) 0.54% 0.54%
Minimum balance required to open an IRA & earn disclosed APY* is $100.00.
12 Month 0.72% 0.72%

24 Month 0.89% 0.89%

36 Month 1.17% 1.18%

48 Month 1.42% 1.43%

60 Month 1.54% 1.55%
Minimum balance required to open 24 Month Step Up & earn disclosed APY* is $2,500.00  24 Month Step-Up CD 0.79% 0.79%
Minimum balance required to open 36 Month Triple Play & earn disclosed APY* is $2,500.00 
36 Month Triple Play CD 0.97% 0.97%
$25,000.00 - $99,999.99
3 Month (CD Only) 0.51% 0.51%
Minimum balance required to earn disclosed APY* is $25,000.00 6 Month (CD Only) 0.64% 0.64%

12 Month 0.82% 0.82%

24 Month 0.99% 0.99%

36 Month 1.27% 1.28%

48 Month 1.52% 1.53%

60 Month 1.64% 1.65%

24 Month Step-Up CD 0.89% 0.89%

36 Month Triple Play CD 1.07% 1.07%
$100,000.00 or greater 3 Month (CD Only) 0.61% 0.61%
Minimum balance required to open and earn disclosed APY* is $100,000.00
6 Month (CD Only) 0.74% 0.74%

12 Month 0.92% 0.92%

24 Month 1.09% 1.09%

36 Month 1.37% 1.38%

48 Month 1.62% 1.63%

60 Month 1.74% 1.75%

24 Month Step-Up CD 0.99% 0.99%

36 Month Triple Play CD 1.17% 1.18%


Interest compounded quarterly
Early withdrawal penalty, fees could reduce earnings


Health Savings Accounts

Balance Interest Rate APY* Minimum Balance Required
to Earn Disclosed APY*
$0 - $499.99 0.00%0.00% $0.00
$500.00 - $999.99 0.25% 0.25% $500.00
$1,000.00 - $1,999.99 0.50% 0.50% $1,000.00
$2,000.00 and over 0.75% 0.75% $2,000.00


Interest compounded monthly, fees could reduce earnings
After account opening, at our discretion, we may change the interest rate

Get what you need without the hassle!

We can help find a loan to fit your budget!

Apply Now >>

Financial Calculators

Plan, estimate and explore your financial opportunities!

Calculate >>