Current Rates


Savings Account

  • $10.00 minimum deposit to open
  • $50.00 minimum daily balance to earn annual percentage yield
  • Interest compounded monthly
  • No monthly service charge
  • Fees may reduce earnings


Money Market Deposit Account (MMDA)

  • $2,500 minimum deposit to open
  • Tiered interest rate, based on minimum average daily balance
  • Interest compounded monthly
  • $5.00 service charge if balance drops below $250.00 any one time during the monthly statement cycle
  • Fees may reduce earnings


Health Savings Account (HSA)

Tax-favored savings for an individual with high deductible health plans. You can use the money you save in the HSA to pay for medical expenses for yourself, your spouse, or your dependents. 

  • No minimum balance to open
  • Tiered interest rate, based on minimum average daily balance
  • Interest compounded monthly
  • Your HSA contributions are tax-deductible
  • HSA contributions made by your employer are excluded from your income
  • HSA earnings are tax-deferred
  • If used for qualified medical expenses, HSA assets are tax-free
  • HSA debit card provided for easy access to your HSA account


Christmas Club Account

A safe and easy way to save now for all those holiday purchases at the end of the year!

  • $1.00 minimum and $250.00 maximum deposit to open
  • $250.00 maximum deposit per month 
  • $3,000.00 maximum deposit limitation per year 
  • Interest compounded annually
  • $5.00 early withdrawal penalty
  • If early withdrawal made, account will be closed and interest forfeited
  • The principal balance in the account plus interest will be mailed to the account holder each October 15th


Savings Bonds

General Information: www.savingsbonds.gov

For Frequently Asked Questions (FAQs) about Savings Bonds and the purchase of them, click here .


Additional Services offered:

  • Cash card available
  • Online Banking 
  • Mobile banking*
  • Mobile deposits*
  • E-statements 
  • Quarterly statements
  • Automatic transfers
  • Wire transfers
  • Credit cards
  • Notary Public
  • Gift cards
  • Identity Theft Protection program
  • e-Alerts*

*Message and data rates may apply

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